How do I get a mortgage in Canada?


We have New To Canada mortgage solutions to help make your move easier!

Financing for those with  permanent or non-permanent residency

Key Features of the New To Canada Program:

  • No minimum period of residency required
  • Alternative sources of credit considered for permanent residents
  • Down payments as little as 5% of the purchase price
  • Competitive interest rates




Qualifying for the New To  Canada program

Permanent Residents:

  • At least one borrower must have a minimum credit score of 680
  • Alternative methods of establishing creditworthiness may be considered

Non-Permanent Residents:

  • Non-permanent residents must be legally authorized to work in Canada (work permit)
  • Non-permanent residents may have to provide the following:
  1. 12 months rental payment history supported by bank statements
  2. at least one verified utility payment
  3. a letter of reference from your financial institution in your country of origin


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